Acceptance and Use

By accessing or using our services, you agree to comply with these terms and conditions. If you do not agree, you must refrain from using our services.

Section 01

Acceptance and Use

By accessing or using our services, you agree to comply with these terms and conditions. If you do not agree, you must refrain from using our services.

Section 02

Service Scope

Our services are designed to assist retirees in selecting appropriate insurance options. We do not provide insurance products directly.

Core Terms

Operational Terms Ledger

The following clauses outline practical conditions governing use of services, account scope, payment handling, renewals, suspensions, and cancellation-related administration. Review each clause together with its linked reference record before proceeding.

03

Payments and Commercials

HCCH

Payments for services rendered must be made in accordance with the terms specified at the time of service. All fees are non-refundable unless otherwise stated.

04

Commercial Conditions

UN Declaration

All services provided are subject to these terms and any additional conditions that may apply. We reserve the right to modify these terms at any time.

Policy Terms

All content and materials provided on our website are protected by intellectual property laws. Unauthorized use is prohibited.

05

Intellectual Property

CAA Japan

All content and materials provided on our website are protected by intellectual property laws. Unauthorized use is prohibited.

06

Liability Disclaimer

WIPO

We are not liable for any indirect, incidental, or consequential damages arising from the use of our services or reliance on the information provided.